MEMBER VALUE:
The exclusive NGCOA Golf Course Insurance Program from QBE offers members comprehensive coverage custom-built for all types of golf courses, from daily fee to full-service. Members can choose to go directly through QBE's exclusive agent or their local agent. Members who convert their insurance to the NGCOA Golf Course Insurance Program save an average of 12% on their general insurance/risk management program which includes Property, General Liability, Automobile and Umbrella.
The program includes:
An extensive range of golf course insurance solutions, including property, inland marine, general liability, crime, auto, and umbrella
Enhancements that can be crafted to fit your individual needs such as coverage on irrigation system, golf professional as additional insured, herbicide and pesticide and more
Coverage on additional amenities like hotels, swimming pools and tennis courts
The choice to go directly through QBE's exclusive agent or your local agent
Additional Program Details:
Property capacity is $50 million with the ability to provide additional limits - machinery and equipment coverage included
The Golf Club Broadening Endorsement includes numerous property enhancements designed specifically for golf courses, such as Valuable Papers and Records, Property of Others, Fine Arts, Employee Dishonesty, Food Spoilage, Pollutant Cleanup and Removal, Underground Irrigation System, Debris Removal, and Peak Season Increase
Wind coverage available for consideration on a risk by risk basis
To better capture the risk exposure, the rating for General Liability to rounds played is customized
Golf Professionals are included as an Additional Insured
Herbicide & Pesticide Coverage available at limits ranging from $150,000 to $1,000,000
$1,000,000 Liquor Liability coverage available
Umbrella coverage available up $5 million limit. Coverage can be excess General liability, Liquor, Automobile and Employers Liability
Risks are loss control which allows for accounts to secure the most favorable terms
Marshall and Swift evaluation service utilized to help insured establish the proper amount of insurance to protect their property
TO PARTICIPATE: Contact Brian Fisher at 803-732-0060 or bfisher@davisgarvin.com or have your local insurance agent request a quote.
COMPANY PROFILE: QBE Specialty Insurance is one of the largest insurance companies for specialty program business in the United States. QBE's nationwide program provides Property, Inland Marine, Crime, General Liability, Hired and Non-Owned Auto and Umbrella coverage for all types of golf courses. Their book of over 300 courses extends from the daily fee course to the full service golf resort.
For general questions about the Purchasing Network, contact Rutledge Baker at rbaker@ngcoa.org or 800-933-4262, ext. 270.